In most casinos, the vendor appears on the down card and pays off or takes the insurance coverage guess instantly. In different casinos, the payoff waits until the top of the play. When you split your hand in blackjack, what you do is turn your two playing cards face-up side-by-side, and if you’re betting, place another guess of identical value to your authentic bet. The dealer will deal to the hand in your proper first—until you stand or bust—and then the supplier will play to your other hand. If you resolve to take insurance coverage, you can bet as much as half of your authentic guess by inserting your chips beneath your authentic bet. If the dealer has a 10-value card, then he will pay off the insurance bets at two to a minimal of one, however you lose your original bet.